How to find foreclosures in Phoenix
Arizona is a non-judicial foreclosure state, so most foreclosures run through trustee's sales rather than the courts and can move quickly. Here's how to find foreclosed and pre-foreclosure homes in Phoenix — and the fast way to spot the real deals.
How to find foreclosures in Phoenix
Know the three stages
Pre-foreclosure (the owner is behind but the home hasn't sold yet — often the most flexible deals), the auction or trustee sale (sold to the highest bidder, usually cash and as-is), and REO / bank-owned (didn't sell at auction, now listed by the bank — these can be inspected and financed). Each is bought a different way.
Know how Arizona does it
Arizona is a non-judicial foreclosure state, so most foreclosures run through trustee's sales rather than the courts and can move quickly. The process decides your timeline and how you have to bid — so know it before you chase a property in Phoenix.
Find them where they list — and where they don't
Watch county notices of default and sale, trustee and auction sites, bank/REO listings, and the MLS. The best opportunities often surface off-market, before they're widely listed.
Expect as-is — and check for liens
Auction homes sell as-is, often with no inspection, and can carry unpaid liens or back taxes that become yours. Run a title and lien check before you ever bid.
Have your money ready
Auctions usually need cash or a very fast close; bank-owned homes can often be financed. Know which you're targeting before you start.
The fast way: ask Jupiter.
Jupiter surfaces off-market and pre-foreclosure homes in Phoenix and weighs each one against recent comparable sales — so you see what it's really worth before you bid. Free.
Search Phoenix on Jupiter →